Real Money Baccarat Casinos in New Zealand
Are you looking to play baccarat for real money in New Zealand? I got you covered – I’ll explain all about the top tier real money baccarat sites, and all about the different versions of baccarat that are on offer: live dealer baccarat, no commission baccarat and multiplier baccarat.
This beloved simple game lets you place a bet on Player, Banker or Tie, and then you watch the action unfold as the dealer draws more cards and finally declares the winner. The Banker wins more often, everyone knows that, which is why the winning bet on the Banker is taxed with 5% as you get 0.95 units back – except in case of No Commission Baccarat as you’ll see below. Play online baccarat for real money for real money, starting from here:
78DashScore details
Aggregated rating: 234
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- Low bonus wagering requirements of 20x and 25x
- Most pokies set to high payout
- No payment problems reported
- Lots of pokies Kiwis like to play
- Low number of payment methods; no PayPal or POLi
- Live casino section could have more providers
- Antillephone licence
Licence: Curacao
Established: 2019
Pokies games: 2200
Live games: 300
Deposit options: Visa, Mastercard, American Express, Apple Pay, Discover Card, Bitcoin...
Payout options: Bank transfer, Visa, Mastercard, AstroPay, Skrill, Jeton...
Providers: Amatic, Avarar UX, Belatra, Bet2Tech, Betsoft, BGaming...
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85DashScore details
Aggregated rating: 80.3
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- Simple registration
- 9,500+ game titles
- 145 software providers
- Bonuses for new and regular players
- Regular tournaments with impressive cash prizes
- VIP program
- 10 cryptocurrencies and fiat payments
- Wagering requirements are pretty high
- No live chat for unregistered users
Licence: Curacao
Established: 2023
Pokies games: 9500
Live games: 100
Deposit options: Visa, Mastercard, Paysafecard, MiFinity, Skrill, Neosurf...
Payout options: MiFinity, Inpay, Bitcoin, Bitcoin Cash, Litecoin, Ethereum...
Providers: 100HP Gaming, 1spin4win, 1×2 Gaming, 3 Oaks, 4theplayer, 5men...
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80DashScore details
Aggregated rating: 77.5
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- Fast sign up via any device
- Fiat and crypto payments
- Instant payouts
- Low fees
- 8,000+ games
- Cashback bonus for loyal players
- Excellent interface
- Mobile-friendly
- Withdraw limits
- Slow loading time
Licence: Curacao
Established: 2024
Pokies games: 8000
Live games: 100
Deposit options: Visa, Mastercard, Paysafecard, Skrill, Neteller, Google Pay...
Payout options: Visa, Mastercard, Skrill, Neteller, Google Pay, Apple Pay...
Providers: Pragmatic Play, BGaming, Thunderkick, TrueLab Games, Gamzix, 1spin4win...
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85DashScore details
Aggregated rating: 51
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- Quick and simple BetBeast login
- 9,000+ game titles
- An enticing casino welcome bonus with FS
- Sports bonuses
- VIP and Loyalty rewards
- Multiple fiat and cryptocurrencies
- Adapted casino site for mobile devices
- High deposit requirements for crypto bonus
- Inaccurate RTP in some slots
Licence: Curacao
Established: 2023
Pokies games: 9000
Live games: 70
Deposit options: MiFinity, Visa, Mastercard, Flexepin, Crypto
Payout options: MiFinity, Crypto
Providers: 1X2gaming, 3 Oaks Gaming, Absolute Live Gaming, Amigo Gaming, Apparat Gaming, AvatarUX...
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90DashScore details
Aggregated rating: 37.5
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- Insanely large range of games; more than 13,400+
- Supports both crypto and fiat payments
- Generous 3-stage welcome bonus + free spins
- Sports betting and virtual sports available
- VIPs can enjoy Weekly Cashback
- Weak (or non-existent) Costa Rica license
- Pretty low daily withdrawal limits (monthly limits are higher)
- No native mobile app available
- Unclear how to join the VIP programme
Licence: Costa Rica
Established: 2025
Pokies games: 13400
Live games: 350
Deposit options: VISA, MasterCard, Utorg PSCD, Utorg SKRL, Utorg NTLR, Cash2Code...
Payout options: VISA, Bank Transfer, Utorg SKRL, MiFinity, USDT, Bitcoin...
Providers: Pragmatic, PlayNGo, Penguin King, Novomatic, Popiplay, Playson...
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80DashScore details
Aggregated rating: 60
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- Quick and simple sign-up
- 11,000+ game titles
- Over 90 recognized software providers
- Casino and sports promotions
- Fiat and crypto payments
- Excellent customer support
- Multilanguage site
- Mobile version
- No native app for iOS or Android
- The welcome bonus terms are not easy
- Inaccurate RTP in some pokies
Licence: Costa Rican license
Established: 2024
Pokies games: 11000
Live games: 50
Deposit options: MasterCard, PaySafeCard, Skrill, Neteller, Cash2Code, MiFINITY...
Payout options: MasterCard, Skrill, Neteller, MiFINITY, USDT, Bitcoin...
Providers: Ela Games, Pragmatic, Go Playngo, Octoplay, Novomatic, Evolution...
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85DashScore details
Aggregated rating: 75.8
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- Simple registration procedure
- 8,000+ game titles
- 152 recognised software providers
- Fiat and crypto payments
- Fair bonus wagering requirements
- Great interface and navigation
- Dedicated mobile app
- Inaccurate RTP in some slots
Licence: Kahnawake
Established: 2023
Pokies games: 8000
Live games: 152
Deposit options: Visa, Mastercard, Paysafecard, ApplePay, Skrill, Neteller...
Payout options: Visa, Mastercard, Bank Transfer, Skrill, Neteller, EcoPayz...
Providers: Pragmatic Play, Evolution, Pragmatic Play Live, IGTech, Booongo, Play’n GO...
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85DashScore details
Aggregated rating: 43.5
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- 13,130+ games available
- Tons of payment methods including cryptocurrencies
- Claim up to NZ$1,000 + 200 free spins + 1 Bonus Crab on your first deposit
- Exclusive games are available
- Licensed in Anjouan (still a new regulator)
- Low daily and monthly withdrawal limits
- VIP Programme isn’t the most generous in the world
Licence: Anjouan
Established: 2022
Pokies games: 12500
Live games: 350
Deposit options: VISA, MasterCard, Utorg PSCD, Utorg SKRL, Utorg NTLR, Cash2Code...
Payout options: VISA, Bank Transfer, Utorg SKRL, MiFinity, USDT, Bitcoin...
Providers: Pragmatic, PlayNGo, Penguin King, Novomatic, Popiplay, Playson...
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80DashScore details
Aggregated rating: 53.5
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- Many rewarding tournaments
- Thousands of great games
- A large number of developers
- Limited selection of instant-win games
Licence: Curacao
Established: 2020
Pokies games: 3500
Live games: 270
Deposit options: Crypto, Paydo, Revolut, Interac, MuchBetter, Vega wallet...
Payout options: Crypto, Paydo, Revolut, Interac, MuchBetter, Vega wallet...
Providers: 3 Oaks, 4theplayer, Alchemygaming, All41studios, Amusnet, Atomicslotlab...
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75DashScore details
Aggregated rating: 25.8
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- Casino Games, Sportsbook, and Esports
- Limited bonus offers, but with great conditions
- No game demos
Licence: Curacao
Established: 2025
Pokies games: 3800
Live games: 120
Deposit options: Visa, MasterCard, ApplePay, GooglePay, Crypto
Payout options: Visa, MasterCard, ApplePay, GooglePay, Crypto
Providers: Pragmatic Play, Evolution, Novomatic, Big Time Gaming, Red Tiger, Netent...
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72DashScore details
Aggregated rating: 58
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- Nice bonus wagering conditions of only 40x bonus
- Free spins have a value of 0.40 NZD each
- Regular weekly bonuses
- Exciting slot tournaments with huge prizes
- Over 110 game providers
- RTP of most pokies reduced to criminal levels
- Lots of games glitchy
- Lots of games don’t contribute towards bonus wagering requirements
- Time to clear the bonus only 5 days
- KYC includes proof of payment
Licence: Curacao
Established: 2021
Pokies games: 7200
Live games: 200
Deposit options: Bank transfer, Apple Pay, Bitcoin, Bitcoin Cash, Dogecoin, ecopayZ...
Payout options: Bank transfer, Bitcoin, Bitcoin Cash, Dogecoin, ecopayZ, Ethereum...
Providers: BetSoft, Big Time Gaming, Blueprint, ELK Studios, Evolution, Iron Dog Studio...
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85DashScore details
Aggregated rating: 52.5
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- 4,000+ games
- 112 software providers
- Beautiful and artistic interface
- Professional customer support
- Large welcome bonus
- VIP program
- Fiat and crypto payments
- High wagering requirements
- Live chat replies take about 10 minutes
Licence: Curacao
Established: 2025
Pokies games: 4000
Live games: 50
Deposit options: Visa, Mastercard, POLi, Paysafecard, Neosurf, Cash2Code...
Payout options: Visa, Mastercard, POLi, Neosurf, Cash2Code, Flexepin...
Providers: Bgaming, Pragmaticplay, Hacksaw, Felixgaming, Belatra 3 Oaks, Fugaso...
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80DashScore details
Aggregated rating: 48.8
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- Games by top pokie providers
- Interesting slots tournaments
- Dedicated to player protection
- Dated website design
- Many mirrors exist
- No reload bonuses
Licence: Curacao
Established: 2019
Pokies games: 1500
Live games: 400
Deposit options: Visa, Mastercard, Maestro, Paysafecard, Skrill, Neteller...
Payout options: Visa, Mastercard, Maestro, Bank transfer, Paysafecard, Skrill...
Providers: NetEnt, Nolimit City, Playtech, Microgaming, Play’n GO, Blueprint Gaming...
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80DashScore details
Aggregated rating: 67.5
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- Easy sign up and login
- Fiat and crypto payments
- Jackpots and live dealer games
- Weekly cashback
- Nice and responsive design
- Negative reviews
- Poor customer support
Licence: PAGCOR
Established: 2023
Pokies games: 4000
Live games: 100
Deposit options: POLi, Visa, Mastercard, Neosurf, Paysafecard, Skrill...
Payout options: Visa, Bank Transfer, Skrill, Skrill 1-Tap, Neteller, Jeton...
Providers: Evolution Gaming, Playtech, Spinomenal, Nolimit City, Wazdan, BF Games...
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80DashScore details
Aggregated rating: 40.3
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- Simple registration process
- Over 5,000 games
- 30+ software providers
- Welcome bonus with FS
- Cashback for loyal players
- Fiat and crypto payments
- No phone number support
- Occasional website issues
- Crypto payment may take longer than at other casinos
Licence: Curacao
Established: 2025
Pokies games: 5000
Live games: 100
Deposit options: VISA, MasterCard, Bank Transfer, PaySafeCard, Skrill, MuchBetter...
Payout options: VISA, MasterCard, Bank Transfer, Skrill, MuchBetter, Neteller...
Providers: Hacksaw, Play’n Go, Relax, Inspired, Kalamba, Fantasma...
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85DashScore details
Aggregated rating: 69
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- Engaging theme and easy navigation
- Over 5,500 games
- Award-winning software providers
- High bonuses with fair wagering
- Multiple payment methods including crypto
- Friendly and fast customer support
- ID verification required
- Resolving complaints may take up to 2 days
- Some games can’t be played with crypto
Licence: Curacao
Established: 2020
Pokies games: 5500
Live games: 30
Deposit options: Poli, Visa, Mastercard, Bitcoin, Bitcoin Cash, Dogecoin...
Payout options: Visa, MasterCard, Bitcoin, Poli, MuchBetter, Skrill...
Providers: Bet2Tech, Igrosoft, Playson, 1spin4win, 1×2 Gaming, 3Oaks...
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85DashScore details
Aggregated rating: 22
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- Generous welcome bonus available
- Wide range of deposit methods
- Huge game library + sportsbook
- Weak licensing
- Low maximum withdrawal limits for new players
Licence: PAGCOR
Established: 2020
Pokies games: 4500
Live games: 100
Deposit options: VISA, MasterCard, Bitcoin, PaySafeCard, Neteller, Skrill...
Payout options: VISA, MasterCard, Bitcoin, Neteller, Skrill, Dogecoin...
Providers: Microgaming, Nolimit City, Foxium Games, Yggdrasil Gaming, Betsoft + over 40 others
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85DashScore details
Aggregated rating: 16
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- Thousands of pokies and live dealer games
- Crypto + fiat payment methods available
- Generous four-stage welcome bonus available
- Sports betting facilities available
- Exclusive DashTickets welcome bonus available
- Cashback up to 25%
- Weak (or non-existent) licensing
- Low daily withdrawal limit of €1,000
Licence: Costa Rica
Established: 2025
Pokies games: 4610
Live games: 200
Deposit options: Credit cards, Bank transfer, ApplePay, GooglePay, Crypto, Skrill...
Payout options: Bank Transfer, Crypto, Skrill, Neteller
Providers: Pragmatic Play, Pragmatic Play Live, Playson, InOut Studio, BGaming, Booongo...
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90DashScore details
Aggregated rating: 57.3
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- Speedy registration
- Fiat and crypto payments
- 3,000 + games
- Generous promotions
- VIP Program
- Competent customer support
- Slightly high playthrough
- Verification can be complicated
Licence: Curacao
Established: 2021
Pokies games: 3000
Live games: 200
Deposit options: Visa, Mastercard, Skrill, Neosurf, paysafecard, Crypto (USDT ERC-20...
Payout options: Visa, Mastercard, Skrill, Crypto (USDT ERC‑20, USDT TRC‑20, USDT SOL...
Providers: Pragmatic Play, BGaming, Felix, Belatra, Fugazo, Wazdan...
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80DashScore details
Aggregated rating: 66.8
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- Over 2000 games
- More than 100 software providers
- Numerous responsible gambling tools
- Small live casino section
- No mobile app
Licence: Malta
Established: 2018
Pokies games: 2400
Live games: 55
Deposit options: Visa, Mastercard, Paysafecard, Skrill, Revolut Cards, Neteller...
Payout options: Bank Transfer
Providers: NetEnt, Microgaming, Play’n GO, Pragmatic Play, Evolution, Red Tiger Gaming...
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78DashScore details
Aggregated rating: 59.8
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- Reputable GCB licence
- Reputable Dama NV group
- Decent design
- Very good payment console
- Fast registration
- Fast payments promised
- Limited number of pokie providers
- Bad bonus playthrough rules
- 3x deposit turnover is mandatory
- Pokies set to lowered RTP payout
- Only Evolution live games
- Lots of deposit options missing
Licence: Curaçao
Established: 2024
Pokies games: 2000
Live games: 100
Deposit options: Visa, Mastercard, Neosurf, Neteller, Skrill, Payz...
Payout options: Bank Transfer, Visa, Mastercard, Neosurf, Skrill, Neteller...
Providers: 1Spin4Win, 3 Oaks Gaming, 4ThePlayer, AceRun, Apparat, AvatarUX...
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80DashScore details
Aggregated rating: 287.5
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- Extensive range of games, with over 15,000 titles
- Decent 3-deposit welcome bonus
- Treasure map with daily awards
- Simple achievements to get loyalty coins
- Accepts fiat money and cryptocurrencies
- Lacks a native mobile app
- Short bonus expiration dates
Licence: Curaçao
Established: 2024
Pokies games: 15000
Live games: 200
Deposit options: MasterCard, Rapid Transfer, Paysafecard, Skrill, Noda Pay, Revolut...
Payout options: Bank Wire Transfer, Skrill, Rapid Transfer, MiFinity, Neteller, Litecoin...
Providers: Pragmatic Play, Play’n GO, NetGame, Quickspin, BGaming, Thunderkick...
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80DashScore details
Aggregated rating: 55.3
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- Pokies RTP set to high payout
- Fast same-day payouts
- Quality selection of pokie providers
- Lots of small bonuses and free spins to claim
- Reputable GCB licence
- Reputable Dama NV group
- Awesome design
- Bad bonus playthrough rules
- Bonus maximum win capped
- No Evolution live games
Licence: Curaçao Gaming Control Board
Established: 2022
Pokies games: 3000
Live games: 100
Deposit options: Visa, Mastercard, Maestro, Skrill, MiFinity, Neosurf...
Payout options: Skrill, MiFinity, Bank Transfer, Crypto (Bitcoin Cash, Bitcoin, Dogecoin...
Providers: 1Spin4Win, 1×2 Gaming, 3 Oaks Gaming, 4ThePlayer, Absolute Live Gaming, AceRun...
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85DashScore details
Aggregated rating: 62.8
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- Decent welcome package with lots of free spins
- Strongest Curaçao licence (GCB)
- Part of a renowned and reputable Hollycorn group
- Over 70 quality pokie providers
- Lots of games in the live dealer section
- Doesn’t use NZD natively
- Reduces RTP of pokies to as low as 92%
- Website is new and still has a few glitches
Licence: Curaçao
Established: 2023
Pokies games: 3500
Live games: 180
Deposit options: Visa, Mastercard, Maestro, Gpay, paysafecard, Skrill...
Payout options: Skrill, MiFinity, Bank Transfer, Crypto (USDT ERC20, Bitcoin, Ethereum...
Providers: 1Spin4Win, 1x2Gaming, ThePlayer.com, 5Men, Absolute Live Gaming, Amigo Gaming...
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78DashScore details
Aggregated rating: 24.3
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- Casino and sports bonuses
- Fiat and crypto payments
- Instant withdrawals
- 10,000+ games
- Extensive live dealer game portfolio
- Slow withdrawals reported
- Customer team does not reply fast
- Slow game loading time
- Not always accurate RTP
Licence: Malta, UKGC
Established: 2020
Pokies games: 10000
Live games: 100
Deposit options: Mastercard, Paysafecard, Skrill, Neteller, MiFinity, USDTether TRC 20...
Payout options: Visa, Skrill, MiFinity, USDTether TRC 20, Bitcoin, Litecoin...
Providers: Pragmatic Play, Ela Games, Elk, Foxium, Oryx, High5...
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65DashScore details
Aggregated rating: 60
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- Massive welcome bonus package
- 3,000+ games including exclusive provably fair titles
- Bet Builder and fast cash-out for sports bettors
- Mandatory KYC removes the appeal of anonymity
Licence: Curacao
Established: 2014
Pokies games: 3000
Live games: 150
Deposit options: Bitcoin, Litecoin, Dogecoin, Dash, Monero, Ethereum...
Payout options: Bitcoin, Litecoin, Dash, Dogecoin, Monero, Ethereum...
Providers: Authentic Gaming, BetGames, Betsoft, Endorphina, Evolution Gaming, Evoplay...
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82DashScore details
Aggregated rating: 279.1
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- Curacao regulated casino
- Attractive bonuses
- Low minimum deposits
- Variety of currencies
- Mobile-friendly casino
- High minimum withdrawals on bank transfers
Licence: Curacao GCB
Established: 2024
Pokies games: 12000
Live games: 4000
Deposit options: Bank Transfer, Interac, VISA, MasterCard, MiFINITY, Skrill...
Payout options: Bank Transfer, Interac, VISA, MasterCard, MiFINITY, Skrill...
Providers: Bgaming , Evoplay, Microgaming, Play’n GO, NetEnt
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72DashScore details
Aggregated rating: 35.8
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- Simple registration process
- Over 1,500 games
- 30+ software providers
- Welcome bonus with FS
- Loyalty points redeemed for cash
- Pragmatic Play tournament with daily prizes
- No phone number support
- No crypto deposits or withdrawals
- Poor customer support
Licence: MGA
Established: 2025
Pokies games: 1500
Live games: 50
Deposit options: Visa, Mastercard, LuxonPay, Paysafecard, Skrill, MiFINITY...
Payout options: Visa, Mastercard, LuxonPay, Skrill, MiFINITY, Apple Pay...
Providers: Pragmatic Play, Play’n Go, Push Gaming, Games Global, Relax, Wazdan...
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70DashScore details
Aggregated rating: 90.3
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- The kingdom atmosphere
- 4 deposit bonuses
- 10000 casino games
- Softswiss-powered
- Operated for 7 years
- Bonuses are restrictive
- Limited payment methods
- Support is incompetent
- No app
Licence: Curacao
Established: 2017
Pokies games: 8500
Live games:
Deposit options: Visa, Mastercard, Maestro, Skrill, paysafecard, Bitcoin...
Payout options: Skrill, Bitcoin, Ethereum, Litecoin, USDT, Bank Transfer
Providers: Big Time Gaming, Evolution Gaming, iSoftBet, Microgaming, NetEnt, Play’N Go...
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75DashScore details
Aggregated rating: 49
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- Very Extensive Game Collection.
- Over 100 Software Providers.
- Variety of Supported Languages.
- Some Payment Methods May be Unavailable.
Licence: Curacao
Established: 2024
Pokies games: 12000
Live games: 1000
Deposit options: Visa, MasterCard, Instant Bank Transfer, Revolut, MiFinity, eZeeWallet...
Payout options: Visa, MasterCard, Bank Wire Transfer, Revolut, MiFinity, eZeeWallet...
Providers: 1x2Games, 2 By 2 Gaming, 3 Oaks Gaming, Amatic Industries, Amusnet (Former EGT Interactive), Atomic Slot Lab...
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How we review the best online baccarat sites
We review casinos thoroughly as our reviewers actually deposit money into the casino and play the games to test them. Live baccarat is one of the games we play when we’re testing a casino for the purposes of recommending it to New Zealand players for this game specifically. We also test the bonuses, the tournaments, the payment speed, as well as the overall experience. This makes sure that when we recommend a casino for baccarat, it will fulfill the baccarat players’ needs completely, on top of being an overall quality casino.
Baccarat games

Apart from the basic automated RNG baccarat that we won’t cover in too much detail, and the baccarat that you can play at land-based casinos, there are several other versions of this traditional game that stand out and are worth explaining.
Live Dealer Baccarat
This is the best type of baccarat to play, perhaps even better than playing at a land-based casino table. You get to play with a live human dealer and real cards but remotely, with the action streamed to your desktop or mobile device in real time. Live baccarat games have really evolved significantly over the last few years and are now at the top of the pile. These games now come in all sorts of flavours, from traditional baccarat to two special cases that we’ll describe below:
No Commission Baccarat
A special version of the game pays 1:1 on Banker wins instead of the common 0.95:1, which usually represents a 5% commission, and therefore is known as a No Commission Baccarat. You get more money on winning Banker bets. However, if the Banker scores a winning totals of 6, then instead of the 1:1 payout you get half that, 1:2, which means you get half of your original bet back while you lose the other half. The chance for a Banker to have a winning 6 is 5.39% so we could say that No Commission Baccarat has almost the same commission as standard baccarat.
Multiplier Baccarat
Multiplier baccarat only exists as a live dealer game. Four versions are by Evolution and there’s one, Mega Baccarat, by Pragmatic Play Live. So, what you want to be searching for are casinos with Evolution software. These games offer increased payouts when lucky cards with multipliers are drawn, and these change in every game round. This is an increasingly popular version of baccarat that is at the cutting edge of what this game has to offer to players at this point.
Best online casinos with Baccar
Baccarat Bonuses
From time to time, you’ll stumble upon a casino that allows table games or/and live dealer games to contribute to wagering requirements. This will often be 10% or 20%, no more. To get a full contribution, you’d need a specific Live Casino Bonus, and then you can use it on baccarat. It’s difficult to find bonuses for live games, especially baccarat, since they have such a low house edge. Check all of the casinos mentioned above and you’ll probably find at least one baccarat bonus.
The Rules and Gameplay of Online Baccarat NZ
- In order to win Baccarat, you need to get as close to 9 as possible using two or three cards.
- The highest hand value is 9, while the lowest is 0.
- If the total hand value of the players and the bankers exceeds 9, only the second digit of the value will be counted. For example, if the total hand value is 15, the actual value will be 5.
- The game will be over if the banker or player is dealt a hand value of 8 or 9.
- The hand value of the player will always be dealt first.
| Bet type | Odds | Payout | House edge |
|---|---|---|---|
| Player | 45.86% | 1:1 | 1.36% |
| Banker | 44.62% | 1:1 | 1.06% |
| Tie | 9.52% | 8:1 or 9:1 | 14.4% |
Baccarat terminology
| Term | Definition |
|---|---|
| Banco | Term that stands for Bank or the House. Also refers to a wager made on the Banco hand – the hand that the dealer always bets on. This bet is slightly more likely to win than Punto, but requires a commission be paid. Even in spite of the commission, this is still the smartest bet in the game. |
| Bankroll | The total sum of money that a player has designated for use in gambling at any point in time. Bankroll management is one of the most important parts of a winning baccarat strategy. |
| Burn | Refers to discarding the first cards of a shoe – an action used to confound would-be cheats by disrupting the order of the cards. This simple measure is taken in all card games. |
| Callman | Term used to refer to the dealer – the casino employee that “calls” the baccarat game. |
| Commission | A sum of money that must be paid to the casino for the privilege of making a Banco bet. Typically worth 5% of the bet (with rounding favoring the house), but can occasionally be only 4%. Make sure that 5% of your Banco bet’s value can be paid using casino chip denominations to avoid paying more due to rounding. |
| Down Card | Short hand term for a card that is facing down. |
| Face Card | A category of cards that includes Kings, Queens, and Jacks. These cards, along with tens, are totally worthless in baccarat. |
| La Grande | French term for a natural hand worth nine. In English, it means “The big one,” as opposed to its smaller counterpart, which is worth eight. |
| La Petite | French term for a natural hand worth eight. In English, it means “The small one,” as opposed to its larger counterpart, which is worth nine. |
| Natural | Describes a two-card baccarat hand that is worth either eight or nine. If only one of the two hands is a dealt as a natural, then the round comes to a close and that hand is automatically the winner. |
| Punto | The player. This term also refers to the baccarat hand that sits opposite of the Banco hand. Betting on the Punto hand is not advised, due to its higher house edge. |
| Shoe | This is the box that is used to hold the decks of playing cards that are used in the baccarat game. |
| Standoff | This occurs when the two hands are of equal value. It can also refer to the Standoff wager, where a player may bet that the hands will tie. This wager pays either eight to one or nine to one. |
| Up Card | Term used to describe a card which is facing up. |
Update Log
12 June 2025: Removed fluff, updated baccarat sites table.
18 Oct 2024: Minor update.
5 Sep 2024: Expanded intro and added a section about bonuses.
References
https://en.wikipedia.org/wiki/Baccarat
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Our New Zealand-based reviewers and editorial team, trusted by 12,000 visitors, test 4 online casinos per week. The reviewers, including Edward Howarth, Mark Dash, Sophia Novakivska, thoroughly test each casino as mystery shoppers who actually deposit money into the casino and then report back on what their experience was like from the player's perspective. Our ratings are based on the testers' experiences as well as diligent research of the casino background, the legal terms and conditions, and the reputation among New Zealand players, in compliance with Gambling Act of 2003. Our DashScore provides a comprehensive evaluation of each casino we tested. Our reviews comply with the Gambling Act of 2003 ensuring legal reliability.
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While we may earn commissions from brands listed on this website, our reviewers' unedited opinions, based on first-hand experiences, are always their own and are not influenced by the financial aspect in any way. Our Kiwi Experts review the brands from the player's perspective and present their own opinions. This allows us to publish objective, unbiased and true reviews.
Online casinos mentioned on this website allow players aged 20 and over to gamble. For New Zealand players, legal gambling age is 20, as enforced by the Gambling Act of 2003 and its amendments. Fine can be up to NZ$500 for persons caught underage gambling. If you are visiting us from another country, you are expected to obey the local laws regarding legal gambling age.
All our content is reviewed by a certified expert at least quarterly. We update data on terms and conditions, regulation, bonuses, payment systems, reread our content, make corrections and update pages. So you can be sure you are receiving up-to-date data on our website.