BetPlays
So you have a funded PayPal account, ready to use, and you wish to gamble online with it? Choice! It seems easy, doesn’t it – deposit to a casino, withdraw back, simple as. Sure is, if you know what you’re doing. You’ve probably read some articles that told you everything about PayPal but never really told you how to actually do it. This is the one you want to read until the end.
I did all the hard yakka for you as I use PayPal for gambling myself and I’m a Kiwi. I’ll describe the process, tell you what the fees are and how to avoid going overboard with them, and of course what the best PayPal casinos for Kiwis are. I played at all of those casinos and deposited with PayPal so I should know.
I will assume you already have a PayPal account that is linked to your NZ bank account, and that you also linked your card if you wish to make card deposits and withdrawals. If you haven’t completed these steps yet, refer to any of the hundreds of available resources on that subject and then come back to this article where I tell you what to do once you have the account ready.
But first, take a squiz at the PayPal casino bonuses that you can get. If this is all you wanted out of this, go ahead and click.
Licence: Malta
Established: 2021
Pokies games: 3500
Live games: 96
Deposit options: Paysafecard, Visa, Mastercard, Skrill, Neteller, MuchBetter, PayPal
Payout options: Visa, Mastercard, Skrill, Neteller, MuchBetter, bank transfer
Providers: 1×2 Gaming, 4ThePlayer, Ad Lunam, AGS, Ainsworth, Alchemy Gaming, All41 Studios, Apollo Gaming, Area Vegas, Armadillo Studios, Asylum Labs, Aurum, Authentic Gaming, AvatarUX, BGaming, Big Time Gaming, Blue Guru Games, Blue Ring Studios, Blueprint Gaming, Booming Games, Buck Stakes, BullShark, Chance Interactive, Coin Machine, Colossus Bets, Crazy Tooth Studio, Crucible, Design Works, DWG, Electric Elephant, ELK Studios, Endemol, Evolution, Ezugi, Fantasma, Felt, Fortune Factory, Four Leaf, Foxium, Gacha, Gameburger, Games Inc, Gamevy, Gaming Corps, Gold Coin, Golden Rock, Gong Gaming Tech, Greentube, Hacksaw Gaming, Half Pixel Studios, Hammertime Games, High Limit Studios, IGT, Infinity Dragon, INO, Inspired Gaming, Iron Dog, Jade Rabbit, Jelly Games, JustForTheWin, Kalamba, Lady Luck, Leander, Leap Gaming, Lightning, Live 5 Gaming, Lucksome, Max Win, Merkur, Microgaming, Nailed It, Neko, Neon Valley, Net Gaming, NetEnt, NoLimit City, Northern Lights, NYX, Old Skool, On Air Entertainment, Oros, Oryx, Pear Fiction, Peter and Sons, PG Soft, Play’n GO, Playzido, Pragmatic Play, Print Studios, Prospect Gaming, Pulse 8, Push Gaming, Rabcat, RAW iGaming, Realistic Games, Red 7, Red Rake Gaming, Red Tiger, ReelPlay, Reel Time Gaming, Relax, Revolver Gaming, Ruby Play, S Games, Scientific Games, Silverback, Skywind, Slingo, Slingshot Studios, Snowborn Games, Spearhead, Spin Play, Spinmatic, Spinomenal, Stakelogic, Storm Gaming, Stormcraft, Swintt, Switch Studios, Synot Games, Thunderkick, Tom Horn Gaming, Triple Edge Studios, Wazdan, Wishbone Games
Secure Link
Licence: Curaçao
Established: 2019
Pokies games: 2000
Live games: 180
Deposit options: Bank transfer, Interac, Klarna, Maestro, MasterCard, MuchBetter, Neteller, PayPal, paysafecard, Rapid transfer, Skrill, Sofortuberweisung, Trustly, Visa
Payout options: Bank transfer, Interac, Klarna, Maestro, MasterCard, MuchBetter, Neteller, PayPal, Rapid transfer, Skrill, Sofortuberweisung, Trustly, Visa
Providers: Big Time Gaming, Blueprint, ELK Studios, Iron Dog Studios, Microgaming, NetEnt, Play’N Go, Quickspin, Red Tiger, Scientific Games, Thunderkick, and WMS. They also offer the products of smaller providers, such as All41 Studios, Apollo, Alchemy Gaming, Barcrest, Bally, Crazy Tooth Studio, Electric Elephant, Eurostar Studios, Fantasma, Foxium, Fortune Factory and others
Secure Link
Licence: Malta, UK Gambling
Established: 2017
Pokies games: 4000
Live games: 220
Deposit options: Bank cards, bank transfer, e-wallets, evouchers, prepaid cards
Payout options: MasterCard, Neteller, Skrill, Visa and more
Providers: NetEnt, Evolution Gaming, Blueprint, Big Time Gaming, Elk Studios, Eyecon, Play n’ Go, Pragmatic Play and more
Secure Link
If you’re gambling at New Zealand casinos such as SkyCity, PayPal will never be listed there as a payment method. Why? It’s because PayPal only appears in regulated gambling markets, and New Zealand isn’t one – it couldn’t be as we don’t have a regulatory body.
What this means is that PayPal can’t work with New Zealand gambling operators. You’ll be able to deposit using PayPal at casinos that are present in regulated markets and that carry a strong licence, such as UKGC or Malta. These technically aren’t New Zealand casinos, even if they accept Kiwis and NZD, as they’re based offshore.
That being said, always make sure that your casino of choice supports NZD as a native currency and that your PayPal account is in NZD. Otherwise the fees will be a mare!
For a casino to be a trusted PayPal casino, it needs to handle payments and personal information securely. The games that are available at the casino need to be provably fair and independently audited, and the casino needs to have a good reputation among players for fast and hassle-free payments that aren’t unnecessarily delayed at management discretion. It would be good if the casino had a reputable gambling licence, as a regulatory body always makes a casino do things by the book, but I’ve come across numerous quality casinos that don’t carry a strong licence.
That being said, PayPal itself is a sort of badge of trust, as PayPal is more likely to appear as an accepted payment method at a reputable and licenced casino, while rogue casinos can’t meet the legal requirements.
As an added layer of security, I’ve played at all the casinos listed above myself, and have withdrawn my winnings on PayPal. That means you can be sure that these casinos are worthy of your trust and of the hard-earned money that’s sitting on your PayPal account.
In case you were wondering if your bank will have a problem with you gambling, let me assure you they will not. All New Zealand bank accounts and their debit cards will work with a PayPal account and can be used for depositing and withdrawing money to and from online casinos.
All 20 or so banks will work, including the big Aussie four: ANZ, ASB, Bank of New Zealand and Westpac. However, what you really want is a bank/card combination that allows Instant Transfers, so if PayPal didn’t make your bank issuer eligible for this feature, you might consider a change to one that is.
Now let’s get down to business. How do you actually deposit money at a PayPal casino?
I will assume you already have a PayPal account, otherwise you probably wouldn’t be here, and that you have connected your bank account or/and a bank card to your account. In other words, you are able to make payments online with your PayPal account and the funds are deducted from your NZ bank account.
The process is always the same.
* During this depositing process, you may wish to claim a deposit bonus. Some casinos ask you to opt-in to the bonus before making a deposit, while others ask you to deposit first and then claim the bonus afterwards. Check with the casino to see which one it is.
The final step is withdrawing the funds from your PayPal account to your bank account or Visa card, so you can use it.
To withdraw money from your PayPal account:
To withdraw money on the app:
If you selected Instant Transfer, you should see the money in your bank account in minutes, but this timeframe may vary depending on the bank. If you don’t see the money in your bank account after 30 minutes, contact your bank for more information.
The Standard transfer to your bank typically completes in 1 business day, but depending on your bank’s clearing process, it may take 3-5 business days.
Standard transfers to eligible debit card take approximately 48 hours.
All transfers are subject to review and could be delayed or stopped if an issue is identified.
Instant Transfer is a feature of PayPal that lets you transfer funds instantly to your bank account or card. It is available only for select banks and cards. To see if yours is available, check your PayPal account. Payment limits are very flexible, whether you’re looking for a $5 deposit casino by Techopedia or a high roller casino, PayPal is good for any amount starting at $1
The fee is 1%, capped at 10 USD or currency equivalent.
Instant Transfer limit for debit cards:
Instant Transfer limit for banks:
To make the most out of Instant Transfer, transfer the funds to an eligible card as card transfers are usually much more expensive, and here they’re on the same fee level as bank transfers. Also, transfer as much money as you can in one go, to capitalize on that $10 fee cap. Transfers over $1000 will see your fee get progressively reduced from 1.00% because of the cap.
The PayPal Fee Schedule is a complex document, but I made sense of it for you below. It is perfectly possible to have a cheap or almost free transaction to and from a casino, but if you’re not careful you’ll be paying heaps of fees.
| Payment Method | Action | Fee |
| PayPal Balance or Bank Account | Sending domestic personal transactions | No fee |
| Cards | Sending domestic personal transactions | 3.40% + fixed fee |
| PayPal Balance or Bank Account | Sending international personal transactions | 6.99 NZD |
| Cards | Sending international personal transactions | 6.99 NZD + 3.40% + fixed fee |
| Any | Fixed fee for sending personal transactions | 0.45 NZD |
| Any | Receiving personal transactions | No fee |
| Bank Account | Withdrawing a balance from a personal PayPal account | No fee |
| Cards | Withdrawing a balance from a personal PayPal account 8.00 NZD | |
| Cards | Link and Confirmation | 3.00 NZD |
| Any | Instant Transfer | 1.00% |
This article wouldn’t be complete if I didn’t tell you what the alternatives to PayPal are that achieve the same thing, perhaps without all the fees eh? Well, turns out, you can never avoid the fees.
Most e-wallets, such as Skrill and Neteller, have hefty fees, so I don’t like using them one bit. They also seem a bit obsolete. A competitor to PayPal would be all these new sites that serve as intermediaries between banks, such as POLi and Wise. They are decent services that compete with one another in terms of how low can the fees go. Look into them if you want.
Just be aware that POLi doesn’t support withdrawals, so you’re basically in the same situation as if you used a Paysafecard voucher to deposit instantly. The withdrawal won’t be instant, that’s for sure. However, there are some fee-free PayPal alternatives to consider:
By all means, yes.
New Zealand is one of the rare countries – another that comes to mind is the United Kingdom – that have access to all the top PayPal features such as Instant Transfer, and that also have access to top quality casinos in a legal way. People from other countries just don’t have the convenience of having PayPal deduct funds from their bank account and especially not to get the money back the same way, instantly. They have to resort to alternative casino payment methods, such as cryptocurrencies, in most cases. For example, our Australian mates have to resort to crypto because online gambling is outlawed so PayPal use is out of the question.
As long as you can keep the fees at bay – I hope this page helped you with that – PayPal is a superb payment method for online gambling in New Zealand. It certainly is my payment method of choice, so do look into making it yours as well.
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