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Card vs POLi vs Crypto — What Processed the Fastest For You?

Just trying to get a gauge on real NZ wait times. Cards, poli, crypto. What's the best option in terms of speed and cost for you guys? Keen to get the specifics on bank type, speed it took to get in/out, and any fees you encountered.

The ANZ debit with Jackpot City was essentially instant for the deposit. Withdrawal for the first time was a pain, took over 2 days, but now it's about 36 hours or something like that. Never any fees with the casino itself, but of course, the exchange fees hit for the USD account type. Also had to log in to the ANZ app to approve the "new merchant" request or it would be declined.

USDT (TRC20) on Kryptosino is my go-to. Processed in like 12 mins once they approved it. The slow process was actually getting my NZD from my bank to my exchange... took like a few hours. But fees on TRC20 are literally zero. Don't even bother with ERC20 unless you enjoy wasting money on gas lol.

POLi is weird. It shows as paid immediately on the ASB app, yet the casino takes 30-60 mins for the balance to actually appear. The money just goes back onto the card again, so it's just as slow leaving as entering. The free deposit wasn't so free for one casino, who charged a fee for the withdrawal.

Card cashouts can have a hidden "processing fee" of 2-3% or so, even if it was free to deposit with card in first place. E-wallets have some fee involved in loading them up, but moving between wallet and casino is instant and fee-free most of the time. And crypto is definitely cheapest if you can use TRC20 or SOL!

KYC wasn't an issue for me. I did it all before starting to play. Passport took minutes to verify. FYI: proof of residence failed with the electricity bill from the flat (not in my name). Need to send the bank statement instead. Also: make sure the spelling of the name is EXACTLY the same everywhere. Otherwise, payment won't go through.

I was having trouble with 3ds verification on home wifi, but it worked first pop on mobile data. Now I always do a test withdrawal of $10 to $20 after a win and play if it clears.