Karole F. Lloyd

Karole F. Lloyd is a non-executive director of Churchill Downs Incorporated and a retired senior partner at Ernst & Young LLP (EY). She has been on the Churchill Downs board since 2018. She chairs the Audit Committee and sits on the Nominating & Governance Committee. The company describes her as an Audit Committee Financial Expert.

Lloyd spent 37 years at EY. She was Vice Chair and Southeast Regional Managing Partner before she retired. From 2009 to 2016 she sat on the US Executive Board, the Americas Operating Executive and the Global Practice Group. Her clients included some of EY's highest-profile ones. She advised them on mergers, IPOs, acquisitions and divestitures. Her work covered banking, insurance, consumer products, transportation, real estate, manufacturing and retail.

She has served on the board of Aflac Inc. since January 2017. There she chairs the Audit and Risk Committee. She also sits on the Executive Committee and the Finance and Investment Committee.

Lloyd is active in the Atlanta community, including through the Metro Atlanta Chamber of Commerce and The Rotary Club of Atlanta. She previously chaired the board of the Atlanta Symphony Orchestra. She also supports colleges and universities across the Southeast. At the University of Alabama she serves on the President's Advisory Council and the Board of Visitors.